How do you make wealth last beyond your lifetime? For many families, the answer is a trust, a legal arrangement that allows one person or entity, known as the trustee, to manage assets for the benefit of another person or group, referred to as the beneficiaries. The individual who creates the trust is called the grantor, and they set the rules for how the assets should be handled and distributed. Trusts are often used in estate planning to protect assets, reduce taxes and promote that wealth is passed on according to the grantor’s wishes.
Recent posts by Ameritas
7 min read
What Is a Multi-Generational Trust?
Topics: Financial Planning Estate Planning Knowledge Centers IREAP
6 min read
Life Insurance Planning: The Difference 20 Years Makes
Life insurance planning changes as your life does. What you need at 35 is not the same as what you’ll need at 55. Knowing how your needs shift can help you make better choices now, save money and help you feel prepared later.
Topics: Life Insurance & Annuities Knowledge Centers IREAP Center
6 min read
How Does an Annuity Work for Retirement?
Planning for retirement means more than just saving. It’s about making sure you have a steady income that lasts as long as you do. With people living longer and markets staying unpredictable, many retirees worry about running out of money. An indexed annuity can help by providing guaranteed income for life, helping give you more certainty and confidence in your retirement plan.
Topics: Retirement Planning Life Insurance & Annuities Knowledge Centers IREAP IREAP Center
5 min read
Three New Year’s Retirement Resolutions for Your Plan
January is all about fresh starts, when gym memberships spike, meal plans trend and personal goals take center stage. But what about your financial health? Just like physical wellness, the New Year is a great time to refocus on your long-term financial goals.
To start 2026 right, consider setting some low-stress, high-impact New Year’s Resolutions for your retirement plan. Here are three powerful goals to get you started.
Topics: Retirement Planning Knowledge Centers IREAP
6 min read
Succession Planning for Family Businesses
Having a business exit strategy means planning for the unexpected – financial hardship, health challenges and even death. It also means having a plan for the transfer of ownership of your business when it comes time for you to retire. Failure to have an action plan for these events can be costly to you, your family and your business.
Topics: Succession Planning Knowledge Centers IREAP
5 min read
Executive Compensation: An Overview for Business Owners
In today’s competitive job market, hiring the best employees is only half the battle. Retaining them is just as crucial. The most valuable assets of your business are your top-performing employees and providing them with additional benefits can help secure their loyalty. One approach is to offer supplemental retirement savings plans, tailored to reward and retain key talent.
Topics: Knowledge Centers IREAP executive benefits
3 min read
10 Uses of Life Insurance in Estate Planning
Estate planning is essential for everyone, regardless of the size of the estate. Life insurance plays a crucial role in various aspects of estate planning, helping provide financial security to your loved ones. Here are 10 ways to use life insurance in estate planning for modest estates.
.webp?width=200&height=30&name=commonwealth%20(1).webp){kind=small}
%20.png?width=110&height=41&name=b.%20RSSA_Logo_(R)%20.png){kind=logo}
.png?width=200&height=37&name=Eagle_Life_Logo-Blue-2022%20(1).png){kind=logo}
