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4 min read

Your Client is Turning 65. Now What?

By Ash Brokerage on Feb 13, 2026 6:15:00 AM

You may have missed it, but Ash Brokerage held a debate to determine which product should betheofficial product for clients turning 65. The candidates were Medicare, annuities and long-term care (LTC) and each contender made a compelling argument.

Spoiler alert: we took a vote, and our audience crowned Medicare the winner. Do you agree? Ifyouwere in the audience, who would you vote for?

Each product brings value and has its own strengths, but no one can stand alone.
Topics: Long-Term Care Life Insurance & Annuities Medicare Knowledge Centers IREAP Center
3 min read

Choosing Medicare Coverage

By Rick Hedderick, MBA, CFP on Nov 4, 2024 6:00:00 AM

Medicare open enrollment is the annual period during which our clients eligible for Medicare can make changes or update their Medicare health and prescription drug plans. This period runs every year from October 15 to December 7, and any chosen changes will then take effect the following January 1. During this open enrollment period, clients can switch from Original Medicare (Part A and Part B) to a Medicare Advantage Plan (Part C) or vice versa. They can also change from one Medicare Advantage Plan to another, enroll in a switch, or drop a prescription drug plan (Medicare Part D). This period allows beneficiaries to ensure their current plans meet their needs, especially if their coverage, cost, or provider networks have changed. Reviewing and updating these coverages can help clients save money and ensure their healthcare needs will be covered for the following year. Choosing Original Medicare or a Medicare Advantage Plan depends on one’s healthcare needs, finances, and personal preference. In this article, I will present key points to be considered when making this decision.

Topics: Retirement Planning Health Care Medicare Knowledge Centers Lifetime Healthcare Center

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